Employee Benefits
MEDICAL BENEFITS
Click HERE for a summary of medical benefits.
The diocesan medical benefits program is administered by Blue Cross Blue Shield of Alabama. Plan benefits follow PLAN 300 as marketed by BCBS of Alabama.
In addition employee medical benefits are supplemented by a Health Reimbursement Account established by the diocese and employer for each family or single member. This HRA can be used to cover co-pay,deductibles and other approved medical expenses. Debit cards are issued to plan members permitting this benefit to be accessed without filing claims for reimbursement.
Premiums for the diocesan medical benefits program are $350/monthly for individuals and $875/monthly for families.
For more information contact nwarner@dioala.org.
LIFE INSURANCE FOR ACTIVE AND RETIRED EMPLOYEES
Eligibility. Lay employees employed in parishes and institutions of the diocese and working at least 20 hours per week are eligible. Employees must apply for coverage within 30 days of beginning employment. Benefits are not available to clergy.
Plan Overview. Two levels of group life insurance are available for active employees and one level for retired employees. Active employees may apply for life insurance valued at either $10,000 or $25,000 (check with your parish or institution to see which level is offered). Retired employees may apply for $2,000 in life insurance. The insurance is offered through The Church Life Insurance Corporation. Accidental Death and Dismemberment Insurance (AD&D) is included with the diocesan group life insurance program for active employees.
If employment is ended life insurance may be continued by replacing the group policy with an individual policy through Church Life Insurance Company. Application for conversion must be made within 31 days after group insurance is terminated (normally the end of employment).
Forms, Plan Documents and Information. More information can be obtained from http://www.dioala.org/URL or by contacting http://www.dioala.org/URL. To view plan documents or download an application, go to http://www.dioala.org/URL
Applications for individual policies may be processed by contacting the Church Life Insurance Corporation at 1.800.223.6602.
Life Insurance and AD&D
Benefit Amount Monthly Premiums
$25,000------------>$10.75
$10,000------------->$4.30
$2,000---------------->$.78
Income Replacement Insurance for Active Employees (IRP or Short-Term)
Eligibility. Lay and ordained employees of parishes and institutions of the diocese working at least 20 hours per week are eligible. Employees must apply for coverage within 30 days of beginning employment.
Plan Overview. The plan is offered by Church Life Insurance Corporation in cooperation with First Unum Provident Life Insurance Company. The plan pays 70% of compensation with a maximum of $1,000 per week after 30 days of total disability. Benefits are paid up to 52 weeks and are reduced by Worker’s Compensation, state disability benefits (if any), and social security benefits if applicable. The plan is available to both lay employees and clergy.
Forms, Plan Documents and Information. To view plan documents or download applications, go to http://www.dioala.org/URL or contact http://www.dioala.org/URL.
Income Replacement Insurance (IRP or Short-Term)
Annual Income Monthly Premium
Less than $25,000 $6.00
$25,000 to $44,999 $15.00
$45,000 and above $30.00
Long Term Disability Insurance for Active Employees (LTD) Eligibility. Lay and ordained employees of parishes and institutions of the diocese and working at least 20 hours per week are eligible. Employees must apply for coverage within 30 days of beginning employment.
Plan Overview. This insurance is available for clergy and lay employees. Benefits are payable after twelve months of certified disability and are in addition to any benefits received from pension or social security. This plan is offered by the Church Life Insurance Corporation. Two options are available:
LTD insurance may be purchased in conjunction with Income Replacement Insurance at discounted rates. The premiums for LTD and LTD with IRP are:
Annual Income Monthly PremiumForms, Plan Documents and More Information. For more information or to view or download plan documents, go to http://www.dioala.org/URL or contact us at http://www.dioala.org/URL
LTD25 LTD50 LTD25 LTD50
Less than $25,000 $12 $18 $14 $23
$25,000 to $44,999 $18 $30 $26 $44
$45,000 and above $35 $60 $50 $86
Dental Insurance for Active Employees
Eligibility. Lay and ordained employees of parishes and institutions of the diocese and working at least 20 hours per week are eligible. Employees must apply for coverage within 30 days of beginning employment.
Plan Overview. Administered by Fortis Benefits Insurance Company for Protective Life, the plan offers two levels of coverage allowing employees to tailor the plan to fit their needs.
Both selections feature:
Dental Insurance Premiums
Basic Option Advanced Option
Employee Spouse Child Employee Spouse Child
$20.00 $17.82 $16.91 $36.59 $34.36 $18.98
Children ages 0-2 are free.Open Enrollment. Employees who do not enter the program within 30 days of beginning employment may make application during the month of December each year. This rule is waived if late application is necessitated by the loss of existing coverage. Forms and More Information. For more information or to download application forms, go to http://www.dioala.org/URL or contact us at http://www.dioala.org/URL.
